Circle (NYSE: CRCL) is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com.

What you’ll be part of:

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

What you’ll be responsible for:

Circle is looking for a Senior Analyst, Network Onboarding, who will support the end-to-end onboarding of financial institutions and network participants, helping ensure operational excellence, risk awareness, and compliance throughout the process. You’ll play a critical role in reviewing onboarding documentation, validating information, identifying potential risks, and ensuring each new entity meets Circle’s standards for eligibility and trust. This role sits at the intersection of compliance, operations, and customer experience, enabling the secure, efficient, and scalable growth of the Circle Payments Network. You will operate in a dynamic, rapidly evolving environment where you will be instrumental in scaling a new global payment network from the ground up.

What you'll work on:

Supporting the end-to-end onboarding of financial institutions and other network participants, ensuring documentation and eligibility requirements are met.
Conducting thorough reviews to verify eligibility, business alignment, and risk indicators of network participants at onboarding and on an ongoing basis.
Collaborating with cross-functional teams including compliance, legal, security, product, and customer support to streamline onboarding workflows, eligibility validation and readiness milestones.
Tracking and escalating high-risk attributes or discrepancies to appropriate stakeholders with clear, concise summaries.
Monitoring industry trends related to onboarding risks, financial crime, or regulatory changes and suggest process improvements.
Maintaining accurate and complete records of onboarding activities and proactively identifying opportunities to improve operational efficiency.

What you’ll bring to Circle:

Core Requirements:

4+ years of experience in onboarding, compliance operations, or KYC/AML reviews in financial services or fintech.
Proven experience in payments, such as card networks or remittance networks.
Familiarity with onboarding and risk requirements for financial institutions, payment providers, or crypto entities.
Detail-oriented with strong analytical skills and the ability to synthesize complex information clearly.
Effective communicator with the ability to collaborate across teams and escalate issues when needed.
Comfortable operating in a dynamic, remote-first, cross-functional environment.
Familiarity with generative AI models (ChatGPT, Gemini, etc.) and prompt development.

Preferred Requirements:

Experience in crypto or blockchain-related onboarding or risk roles.
Knowledge of regulatory frameworks governing cross-border payments or digital assets.
Certification such as CAMS, CFCS, or CFE.
Experience/familiarity with Slack, Apple MacOS and GSuite.

Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.

Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law.

Should you require accommodations or assistance in our interview process because of a disability, please reach out to accommodations@circle.com for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.